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As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. 

Terms apply, See Rates & fees

Thank you as always for clicking through the links on this site to apply! It helps to support The Point and we appreciate it so much 🖤


The Business Gold card has a lot of great benefits for cardholders including a reward structure that can really maximize earnings:

  • Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories.

  • While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. 

Why we love this card:

This card can be a real powerhouse if your business purchases align with the spending categories. For business owners who spend at restaurants and on take-out and delivery, this can be an enormous benefit. In addition, the $240 flexible business credit that can be used on Grubhub is an excellent way to offset much of the annual fee, making this a top choice for many business owners.

Some of the benefits:

  • Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx (through 10/01/2026), Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required. 

  • Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Gold Card. *Subject to auto-renewal. 

  • Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace. Subscription purchases subject to auto-renewal. 

  • Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee. 

  • Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App™. 

  • Terms apply, See Rates & fees

Annual fee $375

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Thank you as always for clicking through the links on this site to apply! It helps to support The Point and we appreciate it so much 🖤