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Chase Freedom Flex®

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening

Learn how to apply

Thank you as always for clicking through the links on this site to apply! It helps to support The Point and we appreciate it so much 🖤

With so many credit cards on the market, it can be dizzying to try to figure out which ones to hold. Between a flight attendant trying to advertise a card that earns airline miles, to billboards, ads and mailings everywhere you turn, the world of credit cards can feel extra confusing.

Whether you have multiple cards in your wallet, are a loyalist to a particular airline’s card or you’re still using the first card you ever got approved for in your 20s,  there is a three-card strategy that can drastically increase your point-earning capabilities and get you on your way to more affordable travel.

The first card is the #1 card for travel, so it may not come as a surprise if you’ve been around here a while: The Chase Sapphire Preferred® Card or The Chase Sapphire Reserve®.

The second card in this Chase trio, AKA “The Chase Trifecta,” is The Chase Freedom Unlimited® or The Ink Business Unlimited® Credit Card.

The third card in the Chase Trifecta is The Chase Freedom Flex®

The Chase Freedom Flex® is a card that’s advertised as cash back, but once the points are combined with the Sapphire (or any other card in the Chase portfolio that allows transfers to partners) the points become useful outside of Chase Travel℠.

The 5% cash back (or 5x) is an important way to earn points. Each quarter, just by activating the bonus categories, you’ll have the ability to earn 5x on up to $1,500 in combined purchases in the bonus categories. This means, each year, you’ll have the opportunity to earn up to 30,000 points on this no annual fee card.

Some of the benefits:

  • 5% (5x) cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!

  • 5% (5x) back on all travel booked through Chase travel℠

  • 3% (3x) back on drugstore purchases

  • 3% (3x) back on dining (including takeout and eligible delivery service!)

  • 1% (1x) back on all other eligible purchases

  • $0 Annual fee

Learn how to apply

Thank you as always for clicking through the links on this site to apply! It helps to support The Point and we appreciate it so much 🖤