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The Chase Freedom Unlimited® is a personal card that earns a minimum of 1.5% (1.5x) cash back on all purchases which means a boost of 50% on each dollar of eligible purchase spent when using this card over a standard 1x card. That 50% can make a big difference!

While the Freedom Unlimited is marketed as earning cash back, once combined with a card such as The Chase Sapphire Preferred® Card that unlocks the ability to transfer points to hotels and airlines, the rewards can be used for so much more than cash back. They become part of the powerful currency of Chase Ultimate Rewards points that can be used to book incredible trips.

This is a card I always carry in my wallet and use frequently for domestic purposes. It’s also an important part of the Chase trifecta which can help maximize point earning over time.

There are few cards that check all the boxes… no fee, low spend requirement to earn the welcome bonus, and excellent earning potential! This one checks all three. This is a card to keep in your wallet and use for the majority of your everyday purchases.

Some of the benefits:

• Enjoy 5% (5x) cash back on travel purchased through Chase Travel℠

• 3% (3x) cash back on drugstore purchases and dining at restaurants (includes takeout and eligible delivery service)

• 1.5% (1.5x) cash back on all other purchases

• $0 annual fee

Remember: while this card is advertised as a cash back card, the rewards are delivered as points which can be transferred to the Sapphire and used to book travel outside of Chase Travel℠.

With the rewards structure that offers a minimum of 1.5x back on all purchases (and higher earnings in certain categories), using this card as an everyday card can help you rack up significant points.