The Sapphire card unlocks the ability to transfer Chase’s Ultimate Rewards Points to airlines and hotels allowing you to book travel directly with partners. Because this isn’t something all Chase cards can do, and because Chase has truly excellent travel partners, having a card that makes this possible is extremely important.

With a $95 annual fee, excellent multipliers including 2x points on travel booked directly with airlines and hotels and 3x points on online grocery purchases, this card is the best place to start for most people who would like to start traveling with points. The annual fee is a low lift, mostly offset by various perks and credits and it unlocks the ability to transfer points to travel partners for direct bookings.

There is a reason this card is known as the #1 card for points travel! If I could only have one card, the Sapphire would be it.

Some of the benefits:

• Earn 5x points per dollar spent on all travel booked through Chase Travel℠

• Earn 3x points per dollar on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Target®, Walmart® and wholesale clubs)

• Earn 2x points per dollar spent on all other travel

• Earn 1x points per dollar spent on all other purchases 

• Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel

• Travel and purchase protections

• Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.

• $95 annual fee

Thank you as always for clicking through the links on this site to apply! It helps to support The Point and we appreciate it so much 🖤