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Whether you are home and enjoying your favorite local restaurants or traveling the world and trying out new places, dining out can be expensive. While no one (err most people) won’t judge you on which card to put down at the end of a meal, there is no doubt that there are heavy hitters that can help you truly maximize those restaurant dollars spent.

Why we love this card:

With the 4x points per dollar at restaurants benefit, it’s possible to earn up to 200,000 points a year just at restaurants! The Resy credit and the dining credit can offset much of the annual fee of this card making it a perfect choice for anyone who dines at restaurants and wants to maximize their point earning.

Some of the benefits:

• Earn 4X Membership Rewards® points when you dine at restaurants worldwide (on up to $50,000 in purchases per calendar year) then 1X points for the rest of the year.

• Discover and book restaurants to love with Resy. Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required through your Card Account.

• Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at participating partners. This can be an annual savings of up to $120. Enrollment required.

• Enjoy every trip abroad with no foreign transaction fees from American Express with the American Express® Gold Card.

• Annual fee $325

• Terms Apply, See Rates & Fees