Thank you as always for clicking through the links on this site to apply! It helps to support The Point and we appreciate it so much 🖤

Whether you are home and enjoying your favorite local restaurants or traveling the world and trying out new places, dining out can be expensive. While no one (err most people) won’t judge you on which card to put down at the end of a meal, there is no doubt that there are heavy hitters that can help you truly maximize those restaurant dollars spent.

Why we love this card:

With the 4x points per dollar at restaurants benefit, it’s possible to earn up to 200,000 points a year just at restaurants! The Resy credit and the dining credit can offset much of the annual fee of this card making it a perfect choice for anyone who dines at restaurants and wants to maximize their point earning.

Some of the benefits:

• Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.

• Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.

• $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required. 

• Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.

• No Foreign Transaction Fees.

• Annual fee is $325

• Terms Apply, See Rates & Fees