An Ultra Premium Card with a Glow Up
By Rachel Lipson
Sept 18, 2025
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There are few cards on the market that are as popular and revered as the American Express Platinum Card®. There’s the sheer weight of it, the lounge access, hotel status, perks and benefits and the generous welcome bonus. It’s a hefty card with hefty value!
American Express Platinum Card®
Rates & fees, terms apply
The Details
We’re big fans of American Express Membership Rewards points. The Platinum Card from American Express is a standout, not just for its travel perks but also for a whole slew of useful credits.
For starters, you’ll get up to $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. Plus up to $219 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide.
With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits (subject to visit limitations) when flying on an eligible Delta flight, Priority Pass™ membership (enrollment required), and other select partner lounges. *As of 01/2026
The card is stacked with monthly and annual credits, too. Think up to $75 quarterly credits at Lululemon, up to $15 in Uber Cash each month, plus a bonus $20 in December, and a $155 Walmart+ Credit: Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®. *Up to $12.95 plus applicable taxes on one membership fee.
This card earns 5X points on flights that are purchased directly from airlines or through American Express Travel® (on up to $500,000 on these purchases per calendar year) and 1x on most other purchases.
LEARN HOW TO APPLY
A couple of notes: this isn’t a card we recommend if you are still under 5/24. Not sure what that means? Read about it here.
Once over 5/24", we recommend getting Amex personal cards in this order, so you don’t miss out on any of the valuable welcome bonuses:
The American Express Green Card®
Opening these in any other order may forfeit your chances to earn the valuable welcome bonuses from the other cards.
LEARN HOW TO APPLY
Rachel Lipson
Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. All opinions belong solely to The Point and are not those of any other entity. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information. This site doesn't include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.
